Anti-Money Laundering and Counter-Terrorism Financing

Buylink declares its commitment to carry out operations legally, ethically, and responsibly in accordance with the prevailing laws and regulations in the Republic of Indonesia, including but not limited to regulations related to Anti-Money Laundering and Counter-Terrorism Financing (APU-PPT) as stipulated by the Financial Services Authority (OJK), Bank Indonesia (BI), PPATK, and Kominfo.

1. Legal Commitment and Compliance

Buylink has never and will never be involved in activities that can be categorized as:

• Money Laundering Crime (TPPU).
• Terrorism financing.
• Conspiracy, attempt, assistance, or other activities intended to conceal, disguise, or obscure the origin of funds derived from criminal acts.

Buylink also has never provided, collected, facilitated, or transferred funds, either directly or indirectly, for prohibited activities as regulated in the prevailing laws and regulations.

2. Know-Your-Customer (KYC) and Verification

To comply with prudential principles and APU-PPT regulations, Buylink:

• Conducts identification and verification of all users (both Creators and Supporters) through the KYC process.
• Has the right to request additional documents to ensure the user's identity is legitimate and accountable.
• Has the right to reject registration, limit access, or suspend an account if invalid, doubtful data is found, or it poses legal risk.

3. Monitoring and Detection of Suspicious Transactions

Buylink actively carries out:

• Monitoring of user activity and transaction patterns.
• Analysis of transactions that are considered unreasonable, repeated in large nominal amounts without justification, or indicated as originating from illegal sources.
• If strong indications of money laundering or terrorism financing are found, Buylink has the right and obligation to report to the competent authorities, including but not limited to PPATK and law enforcement officials.

4. Account Suspension and Blocking

Buylink has the right to take firm actions in the form of:

• Temporary suspension.
• Freezing of funds.
• Permanent account blocking.
• Unilateral termination of the service relationship.
  if activity is found that violates the law, including strong indications of APU-PPT violations.

5. User Responsibility

Every Buylink user (Creator and Supporter) is fully responsible for activities and funds used within the platform.
Users:

• Are prohibited from using Buylink services to conceal or disguise the proceeds of crime.
• Are required to provide data and information that is true, complete, and verifiable.